7. User Management & Permissions

Transact-M provides robust user management and permission controls to ensure secure access and efficient administration.

Creating User Accounts:

• Administrator Access:

  • System administrators can create new user accounts for staff members.

  • User accounts require essential information like name, contact details, and assigned roles.

• User Data Entry:

  • A clear and intuitive interface allows for easy data entry during user account creation.

  • Fields include user name, employee ID (if applicable), contact information, and assigned branch or department.

• Password Policies:

  • Administrators can enforce password policies, including complexity requirements and password expiration.

  • This ensures strong password security and protects sensitive data.

Assigning Roles and Permissions:

• Role-Based Access Control (RBAC):

  • Transact-M implements RBAC, allowing administrators to assign predefined or custom roles to users.

  • Roles determine the level of access to different features and data within the system.

• Permission Groups:

  • Permissions are organized into groups, making it easier to manage access to related functionalities.

  • Administrators can assign permission groups to roles or individual users.

• Granular Permissions:

  • Fine-grained control over permissions allows for precise access management.

  • Administrators can grant or deny access to specific features, modules, or data elements.

Managing User Access:

• Login History:

  • Transact-M maintains a login history, allowing administrators to track user login activity.

  • This helps identify unauthorized access attempts and ensures accountability.

• Access Logs:

  • Detailed access logs track user actions within the system, providing an audit trail for security and compliance purposes.

  • Administrators can review access logs to monitor user activity and investigate potential security breaches.

• Account Deactivation:

  • Administrators can deactivate user accounts when employees leave the organization or when access is no longer required.

Password Management:

• Password Reset:

  • Administrators can reset user passwords in case of forgotten passwords or security concerns.

  • Users can also reset their own passwords through the "Forgot Password" functionality.

• Password Complexity:

  • Password complexity requirements ensure that users create strong passwords that are difficult to guess.

  • This enhances system security and protects sensitive data.

• Password Expiration:

  • Password expiration policies require users to change their passwords periodically.

  • This reduces the risk of unauthorized access due to compromised passwords.

Local Considerations:

• Compliance with Local Regulations: Ensure that user management and permission controls comply with relevant Indian banking regulations and data privacy laws.

• Regional Security Practices: Implement security measures that align with regional security practices and threat landscapes.

• User Training: Provide thorough user training on password management best practices and security awareness.